KNB Capital Inc. - 30721 Russell Ranch Rd Suite 140, Westlake Village, CA 91362 - Home Loans

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Refinance

Completing a Mortgage Refinance can be a smart way to improve for your financial situation. Depending on your circumstances you may want to undergo mortgage refinancing for any of the following reasons:

  • Mortgage Refinance To Lower Your Mortgage Rate & Payment

    Even a small reduction in your mortgage rate can have a significant impact in the long-run. Refinancing to lower your monthly payment frees up cash flow, so you can manage your money more effectively. Furthermore, if you plan to stay in your home for a long time, you may want to mortgage refinance and consider buying down your rate to reduce your monthly payment. If you have equity in your home, home loan refinancing could enable you to lower your mortgage payment significantly.

  • Mortgage Refinance To Consolidate Debt

    If you have debt outside of your mortgage and you have equity in your home, it’s time to refinance your home loan. You are likely paying a much higher interest rate on credit cards and auto loans, and by mortgage refinancing you could roll all of these debts into one tax deductible loan. Credit card interest rates can be as high as 25%. Refinancing your home to pay off and consolidate debt under one low mortgage rate is a smart maneuver. A well structured home refinance could save you a great deal of money.

  • Mortgage Refinance To Get Cash Out Of Your Home

    Completing a mortgage refinance can get you cash out of your home for a variety of purposes, including education expenses, vacations, other investments, home improvements and more. Mortgage refinancing is a much better option than using credit cards or personal loans.

  • Mortgage Refinance To Pay off Your Home Loan Faster

    A mortgage refinance can be structured to pay off your home quicker. Instead of refinancing into a typical 30 year mortgage, you could get a 20, 15, or even 10 year fixed so you pay it off quicker. Also, many home refinance loans give you the option of paying more on your principal every month so you can pay down your home loan fast as well. Refinancing allows you to move into any type of mortgage loan.

  • Mortgage Refinance To Move To A Fixed Rate From An ARM

    Adjustable Rate Mortgages (ARMs) are great when mortgage rates are low. However, as rates increase that ARM quickly becomes a significant burden. That’s when it is time to consider mortgage refinancing into a fixed rate loan. Especially if you plan on staying in your home for a few years, a refinancing your mortgage makes a great deal of sense. Refinancing into a stable fixed rate may give you peace of mind. More on fixed rate mortgages.

  • Mortgage Refinance To Eliminate Private Mortgage Insurance (PMI)

    If you were unable to make a down payment of at least 20% when you first obtained your mortgage loan, you may be paying PMI. If your house has appreciated and/or you have paid down your existing mortgage, you may be able to mortgage refinance your home to eliminate your monthly PMI payment. Along with possibly lowering your rate, a mortgage refinance could reduce your monthly mortgage payment considerably.

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KNB Capital
KNB Capital
5.0
Based on 14 Reviews
Yelp logo
Suda S.
Suda S.
2022-11-07 21:37:43
Fantastic customer service and professionalism from start to finish with great results, Brandon and team are knowledgeable, resourceful, reliable, and so... read more
Mike L.
Mike L.
2021-12-14 14:50:35
I highly recommend KNB capital for all your mortgage needs. They went above and beyond for me on my personal loan and got me the best rate. Give Brandon a... read more
Mavis S.
Mavis S.
2021-01-12 16:12:44
**** VA SAVY !!! **** Our first time to work with Brandon was on a refinance of our home (IRRRL). He made the process very smooth and found us a great rate... read more
Lucy V.
Lucy V.
2020-12-03 20:44:30
Loved that they showed up with mask on as safety is priority right now. We've been working with Brandon for years and he always treats us like family. He... read more
Krishn P.
Krishn P.
2020-10-08 17:07:43
Brandon Feco did an AMAZING job with helping me with a lengthy process of a refinance which was made even more complicated due to administrative issues. He... read more
Brad C.
Brad C.
2019-08-22 12:53:27
Brandon is truly amazing person and very very good at his job. He will totally take care of you. read more
Sarah H.
Sarah H.
2019-07-19 18:30:12
Brandon Feco and KNB Capital provided excellent service to us with our mortgage refinancing, for which we are very grateful! Brandon went above and beyond... read more
Sheri B.
Sheri B.
2019-05-29 19:22:53
KNB Capital goes above and beyond! My refinance went very well, even exceeding my expectations. Brandon Feco is knowledgable, professional and genuine. I... read more
Jim K.
Jim K.
2015-10-29 16:26:11
When we started our house hunting adventure with my real estate agents Joseph & Jennifer of So Cal Properties, they couldn't stress enough the importance of... read more

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Contact us today to discuss what mortgage options are best for you.

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30721 Russell Ranch Rd Suite 140, Westlake Village, CA 91362

info@knbcapital.com

805-527-6000

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