KNB Capital Inc. - 30721 Russell Ranch Rd Suite 140, Westlake Village, CA 91362 - Home Loans

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Home Affordable Refinance Program

If you have been current on your mortgage for the last 12 months and have been unable to refinance your home because the value of your home has declined you may still be eligible for a mortgage refinance through the Home Affordable Refinance Program (HARP).

You may be eligible for HARP if you meet all of the following criteria:

  • The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
  • The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
  • The current loan-to-value (LTV) ratio must be greater than 80%.
  • The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

If your loan is owned by Freddie Mac, you may check your potential eligibility for HARP here.

If your loan is owned by Fannie Mae, you may check your potential eligibility for HARP here.

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KNB Capital
KNB Capital
5.0
Based on 14 Reviews
Yelp logo
Suda S.
Suda S.
2022-11-07 21:37:43
Fantastic customer service and professionalism from start to finish with great results, Brandon and team are knowledgeable, resourceful, reliable, and so... read more
Mike L.
Mike L.
2021-12-14 14:50:35
I highly recommend KNB capital for all your mortgage needs. They went above and beyond for me on my personal loan and got me the best rate. Give Brandon a... read more
Mavis S.
Mavis S.
2021-01-12 16:12:44
**** VA SAVY !!! **** Our first time to work with Brandon was on a refinance of our home (IRRRL). He made the process very smooth and found us a great rate... read more
Lucy V.
Lucy V.
2020-12-03 20:44:30
Loved that they showed up with mask on as safety is priority right now. We've been working with Brandon for years and he always treats us like family. He... read more
Krishn P.
Krishn P.
2020-10-08 17:07:43
Brandon Feco did an AMAZING job with helping me with a lengthy process of a refinance which was made even more complicated due to administrative issues. He... read more
Brad C.
Brad C.
2019-08-22 12:53:27
Brandon is truly amazing person and very very good at his job. He will totally take care of you. read more
Sarah H.
Sarah H.
2019-07-19 18:30:12
Brandon Feco and KNB Capital provided excellent service to us with our mortgage refinancing, for which we are very grateful! Brandon went above and beyond... read more
Sheri B.
Sheri B.
2019-05-29 19:22:53
KNB Capital goes above and beyond! My refinance went very well, even exceeding my expectations. Brandon Feco is knowledgable, professional and genuine. I... read more
Jim K.
Jim K.
2015-10-29 16:26:11
When we started our house hunting adventure with my real estate agents Joseph & Jennifer of So Cal Properties, they couldn't stress enough the importance of... read more

Contact Us Now

Contact us today to discuss what mortgage options are best for you.

Get In Touch

30721 Russell Ranch Rd Suite 140, Westlake Village, CA 91362

info@knbcapital.com

805-527-6000

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